11-08-2012, 03:44 PM
(11-08-2012, 03:33 PM)username Wrote: Well Ramsey, I called it in and guess what? They need the fucking police report faxed to them which won't be ready for another few days!
However, it wasn't a total waste of time. They set me up with a body shop to give me an estimate. They told me because I was parked at the time it was absolutely "no fault" on my part so it won't have any effect on my premiums. They also told me whether or not she was insured, they'll waive my deductible. They said if she wasn't insured, they'd go after her personally. Oh, and they'll give me a rental car while my car is being worked on. Good news.
Happy now???
Yes!! Don't you feel better now that you spoke with your insurance company? No deductible. Not being charged with an at fault mva. Good stuff. Although, they should be requesting the police report. In NY it costs $25 to get a copy of a NY State Police report. But we request it and pay the fee for our insured's. Your insurance company should too. Who are you insured with?
Devil Money Stealing Aunt 