Do you have a Living Trust?

[sally]

I want them to work for it because I had to.

What do you mean by that? Lets say god forbid you and your wife get mowed over by a bus walking across the street on a date night, you don't want your kids to inherit your money and assets?

I'd rather not have someone else try to take everything I worked for all my life or my kids have to pay a lawyer a big chunk of money just so they can get my stuff after I'm dead.